12959 Harbor Road

Ocean City, MD
$ 4,395,000 Beds 4 Baths 4 Sq 2,725 Virtual Tour
Monthly Estimate* How much can I afford?

This West Ocean City waterfront home is all about the setting. The views, the boating access, and the location come together in a way that is hard to find. From multiple levels of the home, you can take in water views with sightlines toward the inlet, Assateague, and the Ocean City skyline. Custom built in 2003, the home offers 4 bedrooms, 4 baths, an open kitchen and living area with a wall of glass facing the water, generous bedroom spaces, two fireplaces, and an elevator serving every level, including the rooftop deck. The main living area is comfortable and easy to enjoy, with the kitchen, dining, and living spaces all centered around the view. The primary suite has its own fireplace, great natural light, water views, a custom bathroom, and an additional walk-in dressing room/closet. Outdoor space is a major part of the property, with five separate seating areas including covered and uncovered balconies, a waterside deck, and a rooftop deck. For boating, the property includes two boat slips with lifts, one set up for Jet-Skis and the other a boat, giving you direct access to the surrounding waterways. You are also close to restaurants, marinas, beaches, shopping, entertainment, and everything that makes West Ocean City such a convenient coastal location. If you are looking for a waterfront home with views, usable outdoor space, boating access, and a true West Ocean City location, this one is worth a closer look.

ACTIVE

  • Price
  • $ 4,395,000
  • City
  • Ocean City
  • Bedrooms
  • 4
  • Full Bathrooms
  • 4
  • County
  • WORCESTER
  • Half Bathrooms
  • 0
  • Area
  • West Ocean City
  • Lot Size
  • 0.11 Acres
  • Zip
  • 21842
  • Sqr Footage
  • 2,725
  • Year Built
  • 2003
  • Taxes
  • $ 12596
  • Style
  • Contemporary
  • MLS#
  • MDWO2038658
Listed By: Nicholas G. Schiaffino with Harbor Living - 3025861000;
Data Source: Bright MLS

Features

General

Living Area 2725
Sewer Public Sewer
Heating Other
Cooling Other
Possession Settlement
Zoning R-5
Garage Spaces 2.00
Patio/Porch Features Balconies- Multiple,Deck(s),Porch(es),Roof
Architectural Style Contemporary
Construction Materials Frame,Block
School District WORCESTER COUNTY PUBLIC SCHOOLS
Year Built 2003
View Bay,City,Harbor,Panoramic,Ocean,Water,Canal,Marina
Levels 4
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Waterfront Features Private Dock Site
Building Name NONE AVAILABLE
Accessibility Elevator
County WORCESTER
New Construction No
Property Type Residential
HOA No
Subdivision Name OCEAN CITY HARBOR
Garage Y/N Yes
Water Access Y/N Yes
Other Structures Above Grade,Below Grade
Full Baths 4
Status ACTIVE
Directions Route 50 to SOUTH on Golf Course Road,turn LEFT on Harbor Road and follow all the way to the end.
City OCEAN CITY
Disclosures Exempt - Disclosure/Disclaimer
Senior Community Y/N No
MLS Area West Ocean City (85)
Lot Size Units Square Feet
Lot Size Square Feet 4977.00
Tax Assessed Value 1381933.0
Tax Annual Amount 12596.0
Home Warranty Y/N No
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N No
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 1612.84
Historic Y/N No
Lease Considered Y/N No
Vacation Rental Y/N No
Total SQFT 2725
Location Type Bayfront
Standard Status Active
Year Built Source Assessor
Legal Subdivision Ocean City Harbor
Tax Lot 8B

Interior Features

Interior Amenities Crown Moldings,Dining Area,Elevator,Breakfast Area,Built-Ins,Carpet,Ceiling Fan(s),Combination Kitchen/Dining,Combination Kitchen/Living,Combination Dining/Living,Family Room Off Kitchen,Floor Plan -
Heating Fuel Natural Gas,Electric
Total Fireplaces 2
Fireplace Features Fireplace - Glass Doors,Gas/Propane
Hot Water Other
Total Stories 4
Basement (Y/N) No
Heating Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 2725
Central Air Y/N No
Total Bedrooms 4
Room Type Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Laundry,Full Bath
Below Grade Finished Area Unit Type Square Feet
LivingAreaSource Assessor
Laundry Type Upper Floor
Below Grade Unfin Area Units Square Feet
Below Grade Unfin SQFT Source Assessor
Below Grade Finished Area Source Assessor
Bedrooms Count All Upper Levels 4
Bedrooms Count Upper Level 1 2
Bedrooms Count Upper Level 2 1
Bedrooms Count Upper Level 3 1
Bathrooms Full Upper Level 2 1
Bathrooms Full Upper Level 1 2
Bathrooms Full All Upper Levels 3
Bathrooms Count Upper Level 2 1.00
Bathrooms Count Upper Level 1 2.00
Bathrooms Count All Upper Levels 3
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4

Exterior Features

Exterior Amenities Roof Deck,Exterior Lighting
Pool No Pool
Lot Features Fishing Available,Premium
Water Source Public
Total Parking Spaces 4
Garage Features Garage - Front Entry,Garage Door Opener,Basement Garage,Inside Access,Oversized,Additional Storage Area
Type of Parking Attached Garage,Driveway,Other,On Street
Land Use Code R
Foundation Details Block,Other
Spa No
Water View Y/N Yes
Lot Dimensions 0.00 x 0.00
Lot Size Acres 0.11
Water Body Type Bay
Lot Size Source Assessor
Waterfront Y/N Yes
Other Equipment Negotiable
Horse Y/N No
Number of Docks 2
Land Assessed Value 0.00
Navigable Water Y/N Yes
Number of Slips 2
Water Oriented Y/N Yes
# of Attached Garage Spaces 2
Dock/Slip Conveys YN Yes
LotDimensionsSource Assessor
Dock Type and Features Hoist/Lift Electric,Multiple Slip,Private

Room Details

Bedroom 2 Upper 1
Bedroom 3 Upper 2
Bedroom 4 Upper 3
Dining Room Upper 2
Full Bath Main
Full Bath # 4 Upper 1
Full Bath # 2 Upper 2
Full Bath # 3 Upper 1
Kitchen Upper 2
Laundry Upper 2
Living Room Upper 2
Primary Bedroom Upper 1

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Selbyville, DE office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

5/26/2026 Listed $4,495,000
7/27/2026 3% - $4,395,000

Property vs Zip Code Average in 21842

Price
AVG $1.52M
$4.4M
Taxes
AVG $7,014
$12,596
Year Built
AVG 1985
2003
Visits
AVG 563
152
Data Provided by Inside Real Estate®

12959 Harbor Road Ocean City, MD is a Single Family Home for sale at $4395000 with 2725 sqft and a lot size of 0.11 Acres Acre(s). 12959 Harbor Road Ocean City has 4 bedrooms, 4 baths and was built in 2003. The property's zip code is 21842 which is in Ocean City, MD

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.